Welcome to PayBuddy (“we,” “our,” or “us”). By accessing or using our website [paybuddy.in] (the “Site”), you agree to adhere to the following terms and conditions (the “Terms”). If you do not agree with these Terms, please refrain from using our Site.

1. Intellectual Property Rights
All content, including text, graphics, logos, images, and software, displayed on or available through the Site is the property of PayBuddy or its licensors and is protected by copyright, trademark, and other intellectual property laws. Unauthorized use, reproduction, or distribution of any content from the Site, including but not limited to copying, modifying, or creating derivative works, is prohibited without explicit prior written permission from PayBuddy.

2. Content Use and Restrictions
You are granted a limited, non-exclusive, and non-transferable license to access and use the content on the Site solely for personal, non-commercial purposes. You may not: Modify, reproduce, republish, transmit, distribute, or otherwise exploit any content from the Site. Use the content for commercial purposes without our explicit written consent.

3. Disclaimer of Warranties
The Site and all content and services are provided "as is" without any warranties of any kind, either express or implied. PayBuddy disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

4. Limitation of Liability
To the fullest extent permitted by law, PayBuddy will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of the Site or these Terms. This includes, but is not limited to, loss of data, profits, or damage to your computer systems. Any changes to the Site or content may occur without prior notice.

5. User Contributions
Any feedback, comments, or other materials you submit to PayBuddy through the Site become our property. By submitting such materials, you grant us a worldwide, perpetual, royalty-free, and non-exclusive license to use, reproduce, modify, and distribute your contributions. We are not obligated to keep any submissions confidential or to provide compensation.

6. Prohibited Uses
You agree not to: Upload or share content that infringes on the rights of others or is illegal, defamatory, obscene, or harmful. Impersonate others or provide false or misleading information. Introduce harmful code such as viruses or malware.

7. Communication
By interacting with us via the Site or email, you consent to receiving electronic communications from us. We will communicate with you through email or by posting notices on the Site. All such communications satisfy any legal requirement that communications be in writing.

8. Privacy Policy
We use information provided by users to enhance their experience on the Site, including updating them on product deliveries and gathering feedback. This information helps us improve our services but does not constitute legal or professional advice.

9. Refund Policy
We accept various payment methods, including credit cards, debit cards, and UPI. There are no hidden charges, and you pay only the amount shown in your order summary. For any unauthorized charges, please contact us within 30 days. In case of payment failure, retry with accurate information. If your account is debited after a failed transaction, the amount is usually refunded within 7 business days.

10. Cancellation Policy
Cancellations are accepted up to 3 hours before the shipping slot cut-off time. Refunds are provided as store credit. We reserve the right to cancel orders suspected of fraud or violating our terms, and such accounts may be restricted from future use.

11. Governing Law
These Terms are governed by the laws of India. Any disputes arising from these Terms or the use of the Site shall be subject to the exclusive jurisdiction of the courts in Delhi, India.

12. Contact Us
For any questions regarding these Terms, please contact us at:
Email: support@paybuddy.in